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NAICS 621112 · Health Care
SBA loans for offices of physicians, mental health specialists
1,755 SBA loans worth $610.1M have been approved in this industry since FY2010 - the #130 most-financed NAICS code in the country.
Median loan
$168,000
-7% vs all industries
Typical range
$25K-$840K
Middle 80%
Median rate
7.10%
7(a) initial note rate
Median term
10 yr
Charge-off rate
5.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 122 | $37.8M | |
| U.S. Bank | 48 | $26.8M | |
| The Huntington National Bank | 87 | $25.4M | |
| JPMorgan Chase Bank | 144 | $24.2M | |
| PNC Bank | 50 | $20.6M | |
| California Statewide Certified Development Corporation | 20 | $16.6M | |
| Mortgage Capital Development Corporation | 24 | $16.4M | |
| CDC Small Business Finance Corp. | 25 | $15.5M | |
| Bank of America | 31 | $13.9M | |
| Florida First Capital Finance Corporation, Inc. | 17 | $13.7M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 241 | |
| Florida | 168 | |
| Texas | 126 | |
| New York | 99 | |
| Illinois | 66 | |
| Arizona | 63 | |
| Massachusetts | 60 | |
| Georgia | 55 |
An SBA 7(a) lender for loans this size
69% of the SBA loans approved in offices of physicians, mental health specialists since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K17%
- $50K - $150K27%
- $150K - $350K25%
- $350K - $1M23%
- $1M - $2M6%
- Over $2M2%
Franchise brands in Offices of Physicians, Mental Health Specialists
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Ellie Mental Health | 5 | $1.7M | |
| Gameday Men's Health | 2 | $403K | |
| Success On The Spectrum | 1 | $471K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other health care industries
Common questions
- How much do SBA lenders typically lend to a offices of physicians, mental health specialists business?
- The median SBA approval in NAICS 621112 is $168,000, with the middle 80% of loans between $25,000 and $839,800. Across all industries the median is $180,000.
- Which lenders are most active in offices of physicians, mental health specialists?
- By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank, PNC Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is offices of physicians, mental health specialists considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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