How much do SBA lenders typically lend to a offices of physicians, mental health specialists business?

The median SBA approval in NAICS 621112 is $168,000, with the middle 80% of loans between $25,000 and $839,800. Across all industries the median is $180,000.

Which lenders are most active in offices of physicians, mental health specialists?

By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank, PNC Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is offices of physicians, mental health specialists considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 621112 · Health Care

SBA loans for offices of physicians, mental health specialists

1,755 SBA loans worth $610.1M have been approved in this industry since FY2010 - the #130 most-financed NAICS code in the country.

Median loan

$168,000

-7% vs all industries

Typical range

$25K-$840K

Middle 80%

Median rate

7.10%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	122	$37.8M
U.S. Bank	48	$26.8M
The Huntington National Bank	87	$25.4M
JPMorgan Chase Bank	144	$24.2M
PNC Bank	50	$20.6M
California Statewide Certified Development Corporation	20	$16.6M
Mortgage Capital Development Corporation	24	$16.4M
CDC Small Business Finance Corp.	25	$15.5M
Bank of America	31	$13.9M
Florida First Capital Finance Corporation, Inc.	17	$13.7M

Geography

Where these loans were made

State	Loans	Share
California	241
Florida	168
Texas	126
New York	99
Illinois	66
Arizona	63
Massachusetts	60
Georgia	55

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
17%
$50K - $150K
27%
$150K - $350K
25%
$350K - $1M
23%
$1M - $2M
6%
Over $2M
2%

Nearby

Other health care industries

See the sector

Offices of Dentists18,185 · $405,000 Offices of Physicians15,804 · $270,000 Child Care Services15,205 · $387,000 Offices of Chiropractors9,664 · $125,950 Home Health Care Services7,245 · $166,000 Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000 Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000 Offices of Mental Health Practitioners4,139 · $135,000

Common questions

How much do SBA lenders typically lend to a offices of physicians, mental health specialists business?: The median SBA approval in NAICS 621112 is $168,000, with the middle 80% of loans between $25,000 and $839,800. Across all industries the median is $180,000.
Which lenders are most active in offices of physicians, mental health specialists?: By dollars approved: Wells Fargo Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank, PNC Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is offices of physicians, mental health specialists considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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