How much do SBA lenders typically lend to a psychiatric and substance abuse hospitals business?

The median SBA approval in NAICS 622210 is $150,000, with the middle 80% of loans between $10,000 and $1,223,000. Across all industries the median is $180,000.

Which lenders are most active in psychiatric and substance abuse hospitals?

By dollars approved: Touchmark National Bank, Bank Michigan, New England Certified Development Corporation, Byline Bank, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is psychiatric and substance abuse hospitals considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 622210 · Health Care

SBA loans for psychiatric and substance abuse hospitals

93 SBA loans worth $47.2M have been approved in this industry since FY2010 - the #708 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$10K-$1.2M

Middle 80%

Median rate

6.63%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Touchmark National Bank	1	$5.0M
Bank Michigan	1	$5.0M
New England Certified Development Corporation	1	$4.6M
Byline Bank	1	$3.6M
CDC Small Business Finance Corp.	2	$3.4M
Indiana Statewide Certified Development Corporation	4	$2.9M
The Huntington National Bank	14	$2.5M
Greater East Texas Certified Development Company	1	$2.3M
U.S. Bank	3	$2.3M
Western Commerce Bank	2	$1.9M

Geography

Where these loans were made

State	Loans	Share
Ohio	15
Indiana	7
California	7
Pennsylvania	6
Florida	5
Colorado	5
Texas	4
Virginia	4

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
32%
$50K - $150K
16%
$150K - $350K
18%
$350K - $1M
19%
$1M - $2M
6%
Over $2M
8%

Nearby

Other health care industries

See the sector

Offices of Dentists18,185 · $405,000 Offices of Physicians15,804 · $270,000 Child Care Services15,205 · $387,000 Offices of Chiropractors9,664 · $125,950 Home Health Care Services7,245 · $166,000 Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000 Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000 Offices of Mental Health Practitioners4,139 · $135,000

Common questions

How much do SBA lenders typically lend to a psychiatric and substance abuse hospitals business?: The median SBA approval in NAICS 622210 is $150,000, with the middle 80% of loans between $10,000 and $1,223,000. Across all industries the median is $180,000.
Which lenders are most active in psychiatric and substance abuse hospitals?: By dollars approved: Touchmark National Bank, Bank Michigan, New England Certified Development Corporation, Byline Bank, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is psychiatric and substance abuse hospitals considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

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