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NAICS 622210 · Health Care
SBA loans for psychiatric and substance abuse hospitals
93 SBA loans worth $47.2M have been approved in this industry since FY2010 - the #708 most-financed NAICS code in the country.
Median loan
$150,000
-17% vs all industries
Typical range
$10K-$1.2M
Middle 80%
Median rate
6.63%
7(a) initial note rate
Median term
10 yr
Charge-off rate
9.3%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Touchmark National Bank | 1 | $5.0M | |
| Bank Michigan | 1 | $5.0M | |
| New England Certified Development Corporation | 1 | $4.6M | |
| Byline Bank | 1 | $3.6M | |
| CDC Small Business Finance Corp. | 2 | $3.4M | |
| Indiana Statewide Certified Development Corporation | 4 | $2.9M | |
| The Huntington National Bank | 14 | $2.5M | |
| Greater East Texas Certified Development Company | 1 | $2.3M | |
| U.S. Bank | 3 | $2.3M | |
| Western Commerce Bank | 2 | $1.9M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Ohio | 15 | |
| Indiana | 7 | |
| California | 7 | |
| Pennsylvania | 6 | |
| Florida | 5 | |
| Colorado | 5 | |
| Texas | 4 | |
| Virginia | 4 |
An SBA 7(a) lender for loans this size
67% of the SBA loans approved in psychiatric and substance abuse hospitals since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K32%
- $50K - $150K16%
- $150K - $350K18%
- $350K - $1M19%
- $1M - $2M6%
- Over $2M8%
Franchise brands in Psychiatric and Substance Abuse Hospitals
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Ellie Mental Health | 2 | $325K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other health care industries
Common questions
- How much do SBA lenders typically lend to a psychiatric and substance abuse hospitals business?
- The median SBA approval in NAICS 622210 is $150,000, with the middle 80% of loans between $10,000 and $1,223,000. Across all industries the median is $180,000.
- Which lenders are most active in psychiatric and substance abuse hospitals?
- By dollars approved: Touchmark National Bank, Bank Michigan, New England Certified Development Corporation, Byline Bank, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is psychiatric and substance abuse hospitals considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.
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