California · Education
SBA loans for education in California
2,074 loans worth $1.14B approved since FY2010 for educational services projects located in California.
Loans
2,074
Approved
$1.14B
Median loan
$215,500
+44% vs sector nationally
Median rate
7.75%
Jobs supported
27,359
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to education in California
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 82 | $89.8M | |
| CDC Small Business Finance Corp. | 134 | $80.1M | |
| Wells Fargo Bank | 274 | $74.6M | |
| U.S. Bank | 149 | $63.6M | |
| California Statewide Certified Development Corporation | 33 | $41.7M | |
| Business Finance Capital | 33 | $40.6M | |
| Capital Access Group, Inc. | 34 | $40.5M | |
| Columbia Bank | 46 | $32.6M |
Detail
Which industries inside the sector
All SBA lending in California
135,894 loans across every sector.
Education nationally
15,349 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to education businesses in California?
- 2,074 SBA loans totalling $1,139,387,500 have been approved for educational services projects in California since FY2010.
- Which lenders finance education in California?
- The most active by dollars approved are Mortgage Capital Development Corporation, CDC Small Business Finance Corp., Wells Fargo Bank, U.S. Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for education in California?
- The median approval is $215,500, 44% above the national median for this sector ($150,000).
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