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U.S. Virgin Islands · Restaurants & Hotels
SBA loans for restaurants & hotels in U.S. Virgin Islands
31 loans worth $16.1M approved since FY2010 for accommodation and food services projects located in U.S. Virgin Islands.
Loans
31
Approved
$16.1M
Median loan
$115,000
-62% vs sector nationally
Median rate
7.13%
Jobs supported
438
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in U.S. Virgin Islands
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Celtic Bank Corporation | 3 | $5.6M | |
| FDIC - Community Bank & Trust-West Georgia | 1 | $2.2M | |
| Pinnacle Bank | 1 | $2.1M | |
| Merchants Commercial Bank | 4 | $1.5M | |
| Oriental Bank | 3 | $1.2M | |
| Banco Popular de Puerto Rico | 9 | $814K | |
| Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 1 | $665K | |
| Newtek Small Business Finance, Inc. | 2 | $598K |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for restaurants & hotels in U.S. Virgin Islands since FY2010 was $115,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in U.S. Virgin Islands
197 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in U.S. Virgin Islands?
- 31 SBA loans totalling $16,071,600 have been approved for accommodation and food services projects in U.S. Virgin Islands since FY2010.
- Which lenders finance restaurants & hotels in U.S. Virgin Islands?
- The most active by dollars approved are Celtic Bank Corporation, FDIC - Community Bank & Trust-West Georgia, Pinnacle Bank, Merchants Commercial Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in U.S. Virgin Islands?
- The median approval is $115,000, 62% below the national median for this sector ($300,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.