U.S. Virgin Islands · Restaurants & Hotels
SBA loans for restaurants & hotels in U.S. Virgin Islands
31 loans worth $16.1M approved since FY2010 for accommodation and food services projects located in U.S. Virgin Islands.
Loans
31
Approved
$16.1M
Median loan
$115,000
-62% vs sector nationally
Median rate
7.13%
Jobs supported
438
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in U.S. Virgin Islands
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Celtic Bank Corporation | 3 | $5.6M | |
| FDIC - Community Bank & Trust-West Georgia | 1 | $2.2M | |
| Pinnacle Bank | 1 | $2.1M | |
| Merchants Commercial Bank | 4 | $1.5M | |
| Oriental Bank | 3 | $1.2M | |
| Banco Popular de Puerto Rico | 9 | $814K | |
| Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 1 | $665K | |
| Newtek Small Business Finance, Inc. | 2 | $598K |
Detail
Which industries inside the sector
All SBA lending in U.S. Virgin Islands
197 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in U.S. Virgin Islands?
- 31 SBA loans totalling $16,071,600 have been approved for accommodation and food services projects in U.S. Virgin Islands since FY2010.
- Which lenders finance restaurants & hotels in U.S. Virgin Islands?
- The most active by dollars approved are Celtic Bank Corporation, FDIC - Community Bank & Trust-West Georgia, Pinnacle Bank, Merchants Commercial Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in U.S. Virgin Islands?
- The median approval is $115,000, 62% below the national median for this sector ($300,000).
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